How to Get Short Term Health Insurance Fast
I have watched too many buyers treat short term health insurance as a cheap version of real coverage, then discover the hospital bill still belongs to them. Here is my direct verdict: these plans earn their premium only for a defined gap, typically…
Repair Insurance Cost by Car Age and Model
Last spring I spent three weeks collecting quotes for my wife’s aging Subaru, and the blunt answer to how much auto repair insurance costs is a range rather than one number: roughly $1,500 to $4,000 for a multi-year contract, with most drivers…
How to Buy 1 Day Car Cover
After wasting a Saturday ringing eight call centres just to drive a borrowed hatchback to a wedding, here is my blunt verdict on 1 day car insurance: it works, it is legal, and it can be cheap — provided you buy it before the keys change hands. Almost…
Best Rated Home Insurance: What Ratings Miss
After twelve years selling, auditing and occasionally arguing about homeowners policies, I will give you the blunt version: the best rated home insurance is the carrier that pairs an A-grade balance sheet with a complaint ratio near zero, not the company…
How to Decide if Repair Coverage Pays Off
I asked myself whether auto repair insurance is worth it the week my 2016 Subaru needed a $2,300 head gasket, and after three years of comparing premiums against real repair bills, my answer is blunt: not worth it for most drivers who keep $2,000 in…
How Long Can Short Term Plans Be Renewed?
How Long Can You Have Short Term Health Insurance? Short term health insurance is built to be a bridge, not a home, and the length of that bridge is where most buyers get hurt. The blunt answer: in permissive states a single policy can run up to 364 days…
Are $60 Short Term Health Plans Worth Buying?
When I sat down to price coverage for my brother after he left his job, the real answer to how much does short term health insurance cost caught us both off guard: roughly $60 to $150 a month for a healthy thirty-year-old, and $250 to $500 once you cross…
Which Is Better: Short Term vs COBRA?
Short Term Health Insurance vs COBRA: What I Tell Friends Before They Choose When I compare short term health insurance vs COBRA for a friend who just lost a job, the answer usually comes down to one question: do you need your current doctors, prior…
How to Get Instant Coverage Today
Last spring a client’s coverage disappeared on a Friday and was approved again by Saturday breakfast. That is the promise instant short term health insurance makes, and it usually keeps it. I buy these policies myself for two-month bridges, never…
Short Term Plans for Self Employed Families
Self employed and staring down $700 monthly marketplace quotes, I did what most freelancers do: I priced out short term health insurance for self employed buyers. My verdict up front — these plans are temporary bridges, not replacements for major…
